Financial Planning and Investment Management – Are you properly diversified to reduce risk?
Our team of Financial Advisers will help you create, implement and maintain an investment strategy that best meets your lifetime financial goals. We will ensure your portfolio matches your tolerance and risk while protecting against taxes and inflation. We are completely transparent with our fees and can help you uncover hidden fees and commissions you have paid brokers in the past.
Estate Planning – Do you need a living trust or is a will sufficient?
Our Estate Planning attorneys can help you navigate the complexities of both local and federal law to make sound estate planning decisions. You worked hard to build your wealth – leaving a legacy for your family shouldn’t be complicated and we are here to help you simplify the process. We will ensure you use trusts and family limited partnerships when applicable to protect your assets and reduce taxes. We will ensure your medical directives and financial powers of attorney are up to date. We will aid in selecting the titling your assets to properly fund the trust and prevent a tedious and costly probate process.
Insurance Needs – Do you know if you have the right amount and right kind of insurance?
Let us provide an independent review to assure you have the proper amount of protection. Our insurance expert has 40 years of experience in insurance and financial planning and is determined to help you identify your insurance needs.
Retirement Planning – Do you know if you have enough money to retire when you want to?
From handling a retirement lump sum rollover distribution to stretching your unused IRA distributions for your children and grandchildren, we can help you in retirement. We work with clients to improve budgeting and cash flow to safeguard against retirement money running out.
Employee Benefits – Are you investing in your company 401(k) plan?
From selecting the best 401(k) investment options, to helping you determine your ideal contribution amount, we are here to help you make the most of your employee benefits. This includes walking you through the process of exercising company stock options as well as helping you determine whether you are able to survive on your disability income benefits.
Asset Preservation – Should you sell your home or convert it to a rental property?
We are one of few financial firms with experience in successfully structuring a 1031 Exchange. These programs allow investors to defer the payment of capital gains taxes that may arise from the sale of a business or investment property. By using the process of the sale to purchase “like-kind” real estate, taxes may be deferred, as long as the investor satisfies certain conditions. We have had great success in working within these confines and identifying replacement properties for investors. We can also help you convert your primary residence to a rental property or determine if it is a better option to sell your home.
College Planning – Will you be financially ready to send your child to college?
Acorn can help you determine the best ways to finance the gap between the cost of attending college and your Expected Family Contribution. We will walk you through the process of vetting colleges that provide financial assistance to high-income families and help you execute tax strategies that help pay for college.
Specialized Services
- Lifestyle Asset Acquisition
- Expense Management and Reporting
- Philanthropic Planning
- Advising on financing for family assets. We will guide you through the process of purchasing art, boats, or a family vacation home.
Sales & Mergers
Acorn Financial is uniquely positioned to help assist and advise business owners in evaluating the sale of a business or the prospects of a successful merger. Our Advisors have diverse educational and professional backgrounds that qualify them to work closely alongside top legal professionals to analyze, structure, and complete the sale or merger of your business.
Business Insurance
When looking for the right insurance we represent your needs. Our goal is to get you the right insurance at the best overall price.
- Property Insurance
- Product Liability Insurance
- Professional Liability Insurance
- Commercial Auto Insurance
- Trip Business Insurance
- Workers Compensation Insurance
- Casualty Insurance
- Health Insurance
- Business Interruption Insurance
Business Planning
Let us help you with the initial stages by creating a business plan to increase profitability and obtain financing. After a plan is in place we will help you determine the best tax class – sole proprietorship, Sub S or C Corp, or LLC is best suited to protect your personal assets and reduce taxes. We will ensure you are using all tax loopholes by coordinated your business and personal tax planning. Later, we can help you to value and structure your company in preparation of a buy or sale.
Key Employee Solutions
A true business is always more than the sum of its parts. That being said, Acorn Financial is ready, willing, and able to help you mitigate the risks that impact businesses of any size. Identifying and protecting the individuals that are key to your continued success is an important planning step in the maturation of your business.
Qualified and Non-Qualified Employee Benefit Plans
In today’s complex and ever-changing retirement plan market, it is critical that you identify the solution that will help you maximize your ability to save on a tax deferred basis. Whether your goal is to incentivize and retain top talent, or to reduce your own tax liability, Acorn Financial can identify a customized plan structure that is the best fit for your business.
Tax Return Preparation – Are you confused about which credits and deductions you can claim?
You’re not alone. Whether you are a business owner or individual looking to file your taxes, we provide comprehensive tax preparation services for any of your needs. We understand how to maximize your returns while minimizing your risk for audit. We believe your client data should remain confidential and our client portal protects your security.
Tax Planning – Are you deferring the maximum amount of your tax liabilities?
Tax planning is the key to successfully and legally reducing your tax liability. We go beyond tax compliance and proactively recommend tax saving strategies to maximize your after-tax income. We provide solutions with your IRA rollovers to ensure you do not lose tax deferral status for your hard-earned savings for retirement!
Tax Problems – Did you know that you can settle your debt with the IRS for just pennies on the dollar with their Offer in Compromise program?
We are here to help you resolve your tax problems. IRS problems do not just go away by themselves, they get worse with penalties and interest. When you are facing tax-related enforcement action by the IRS, you should always seek representation. We have helped many distressed taxpayers resolve their tax problems such as:
- IRS Audit Representation
- Non-Filed Tax Returns
- Back Taxes Owed
- Payroll Tax Problems
- IRS Liens, Levies, Wage Garnishment and Seizures
- Offer in Compromise
- Innocent Spouse Relief
