Our Approach

We offer one-on-one personal financial planning to create a customized action plan for you.

One-on-one personal financial planning to create your customized action plan.
Our Discovery Meeting diagnoses your current financial situation and provides you with a personalized introduction to the complete array of financial management, tax advisory, investment advisory, brokerage, and wealth management services that we can offer.  We start by having you complete the Client Profile Questionnaire,a personalized check-up, which helps you organize and manage important financial decisions.  Upon reviewing your completed questionnaire during your initial meeting, which is free with no obligation to use our services, we can determine if our services will be beneficial to you.  Should you decide to use our services, we will prepare a written plan prioritizing areas of financial importance, and quantify what needs to be done for successfully accomplishing your financial goals and objectives.

What to Expect

Initial consultations are limited to one hour appointments, with no associated costs or fees. We identify your areas of concerns, share financial planning concepts with you, and propose a financial plan to engage services.

How Acorn Financial Services’ Planners Charge

Financial planners can be paid in a variety of ways, and each has its merits. Choosing the appropriate method depends on your individual situation. We advocate client-focused solutions regardless of compensation or business model. Before entering into a relationship with Acorn Financial, you will have a clear understanding of how we will be compensated.

Compensation: Fee & Commission

A fee is charged for consultations, advice, financial plan preparation, or asset management on an hourly, project or percentage basis. Commissions are changed for the sale of recommended products (outside of accounts managed by AFAS) to implement your plan. Compensation may be by fee-only, commission-only, or a combination of fee and commission.

 


 

What to Bring to a Meeting with a Planner

There are a number of documents you’ll need once you engage a financial planner. Be prepared to answer questions regarding your age, current income, hobbies, goals, philosophy on money, groups you belong to, etc.

 

Recommended Documents

  • Client Profile Questionnaire
  • Bank Statements
  • List of Assets:
    – Investment account statements,
    – Retirement Account Statements (including a list of available investment options)
    – Social Security Statements
    – Pension Benefit Statements
  • Pay Stubs, List of Employee Benefits, Stock Options
  • Titles for Homes, Cars, and other Real Estate, etc.
  • List of Liabilities, including credit card balances, mortgage statements, and loan statements
  • Wills, Trusts, Healthcare Powers of Attorney, Healthcare Proxy or Other Powers of Attorney
  • Life, Disability or Long-term Care Insurance Polices
  • Tax Return (most 2 recent years)
  • Business Agreements
  • Business Liability, Director, or Officer Insurance Policies

Our location, hours and contact information